The Lost Cause of New Year’s Resolutions



Hey, Derek Merkler, The Military Financial Advisor here to wish you a happy new year! Well… not only that but happy new decade!!!

With the new year come new year’s resolutions! Unfortunately, as you may know from the news or your own experience, most people do not succeed with their resolutions.  Look at gym attendance in January versus the rest of the year! And, since I’m recording this video at the end of January, most people have already abandoned their resolutions.

I could go on and on as to why most resolutions fail, but I’ll skip past that and tell you that new year’s resolutions are pointless!

“Why?” You ask?

I’ll respond with my own question: what is different between December 31st and January 1st? There should be no difference, especially in terms of your finances.

Because, if you are actually serious about achieving financial success, you can make it your objective to develop and implement a long-term financial plan.

A plan is much more than a resolution for a new year. It’s not “let me save $10,000 this year.” A plan is “I need ‘x’ amount of income when I retire and to get there I’m saving and investing a specific amount each and every month going forward.”  And you actually put the plan in place. And it’s automated as much as possible.

So rather than the resolutions you might have made that you probably won’t keep, schedule a call with me this month to develop a financial plan that reflects who you are and where you want to go.  And I will help you make it happen.

Send me an email or message me on LinkedIn, Facebook, or Twitter.  Thanks for watching and see you next time!




Thanks for watching!

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Remember, the topics discussed in this video are for informational purposes only and that past results do not guarantee future performance.  If you would like to discuss your financial situation, please email me at


Advisory services offered through Parsonex Advisory Services, Inc., 8310 S.Valley Hwy, Suite 110, Englewood, CO 80112. 303-662-8700.


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